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How to tackle 75K student loan with 90K income

Hi everyone, I just landed an awesome 90k/year job as a software engineer in Texas and need some advice on how to pay for my gigantic federal student loan debt. I was planning on the Avalanche approach.
Rate breakdown: 45k/6.8% APR, 30k/4.5% APR.
Current monthly situation: Gross income: $7500 Federal tax: $1278 Fica: $465 Medicare: $108 401K: $450 Net pay: $5199
Monthly gift to mom: $1000 Rent/groceries/utilities combined: $700 Cell Phone: $30 Restaurants: $120 Dental Insurance: $10 Health Insurance: $16 Gas: $120 Car insurance: $41 Misc Entertainment: $300 Net expenses: $2337
If I funnel all of my extra money towards my student loans, I can pay them off in 2-3 years. Is this a good idea? Would I benefit from refinancing my loans or would this put me at a disadvantage because I can't pay off the high 6.8% interest first? Also how can I minimize my tax burden? I can put up to 10% of my income into the 401k, but only the first 5% is matched 100%. Should I be thinking of putting money in some other investments or should I merely focus on paying off the student loans? Also the accrued interest on my student loans can be deducted from my taxable income, although you reddit geniuses already knew that. I'm looking for the most optimal way to tackle these loans while taking full advantage of tax deductions.
Fun details on how I got into so much debt: I've been living off of 10k a year just fine(well it was more like 20k, but 10k of that went to tuition), I actually lived very frugally on 7k a year and spent the remaining 3k on a month-long backpacking trip to a random foreign country every year, but I'll save that story for another time. I actually used to ride a bicycle as my main mode of transportation for several years to save money for trips abroad. I spent 12 years of my life in college taking way more classes than I needed. I took the maximum amount of federal student loans every year. I've done odd jobs here and there to survive, but for the most part, my living expenses have come from student loans.
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Audio DSP question, small cheap chip for real-time processing?

Hey all you sound DSP people, I am need of a cheap MCU/DSP chip.

As a quick intro, I am an EE with both a hardware and software background. I have experience with PIC microcontrollers, but I've never played with DSPs nor digital audio.

I am working on a personal project where I want to design a small PCB that is cheap. This PCB can take one channel of linear PCM audio (lets say cd quality... so audiophile grade stuff) and do some real time processing on the incoming digital audio and output the result to a high quality DAC (lets say a burr brown 24bit something or other). The things I would want to be processed DSP wise would be filters, EQ, phase shifting. So the DSP duties shouldn't be overly taxing, but I know very little about DSPs.

I've been looking at the dsPIC series of chips from Microchip. These fall into my price range and size, however I don't know if these will have the chops to do real time audio processing for one channel. Does anyone have any experience with these?

If you have any advice on any other chips I should be looking at?

I am in need of a processor that must;
cost between $1 to $9
capable of taking in linear PCM and processing real time
DSP functions: filters, EQ, phase shifting
output processed audio to DAC

Is such a thing possible?
Thanks for reading you DSP geniuses!
submitted by V8noises to ElectricalEngineering